Crash Advice
Post Reply    Forum -> General Discussion
Author Message
Lurker
Vespa gts 300 supersport abs
Joined: 09 Feb 2020
Posts: 2
Location: Tw1 3tp
Wed Feb 12, 2020 1:22 am quote
Hello.

New member here and unfortunately my first post relates to a crash I had this morning. I have been loving my gts 300 supersport Vespa for the last 6 months and today on the ride in I went into the back of a scaffolding lorry hence the post. It was a lack of judgement by me. I was going round him and he stuck he's brakes on so my front end hit into a very sturdy piece of metal on his lorry.
He didn't even realize.

I was able to ride it 5 minutes home and it didn't feel great!

I guess I will call the insurance company and take it from there. Otherwise I could look at getting it fixed and not claiming and save on future policy increases? Any advice?

Screenshot 2020-02-12 at 09.21.16.jpg

Screenshot 2020-02-12 at 09.21.07.jpg

Molto Verboso
S 190. Custom VNB 150
Joined: 04 May 2009
Posts: 1353
Location: CT
Wed Feb 12, 2020 2:03 am quote
Unfortunately it is probably totaled due to the only repair is to replace the frame and that is more in labor than a new scooter. Looks like you are in Europe, someone over there can probably give you a better idea of what insurance over there dose. In the US it is probably totaled.
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 2:05 am quote
A big crash... a difficult area to repair, you can see the disadvantage of the supporting sheet metal frame. It takes an authorized Piaggio repairer to check with a jig if the vehicle set-up is compromised. Welcome to MV from Italy.
Ossessionato
LXV 150 3v ie. Midnight Blue (Sold)
Joined: 06 Dec 2010
Posts: 3131
Location: Bangkok
Wed Feb 12, 2020 2:42 am quote
Sadly I'd say it is a write off. If you make a claim they decide, not you.
Addicted
Vespa GTS Super
Joined: 24 Jul 2014
Posts: 576
Location: London
Wed Feb 12, 2020 2:52 am quote
Sorry to hear about your crash mate and hope you get it sorted out, one thing I would say though, change your location, post code makes it easy for a thief to come find the replacement. Good luck
Addicted
150 Sprint Veloce,Vespa GTS 300
Joined: 22 Feb 2010
Posts: 1002
Location: St Neots Cambridgeshire England
Wed Feb 12, 2020 3:31 am quote
Sorry about your prang mate, but by the look of it, I would reckon the Insurance company would deem this as a write off. The cost of labour and repair would probably be more than the scooter itself.
The Insurance company will decide on the outcome of the scooter, but a word of advice- in the UK, you don't have to accept the offer from the insurance company, you can negotiate from the offer, or indeed if you have the technical skills, you can offer to buy it from them, but in this case, I don't think it'll be worth it....
My old X10 scooter was deemed a write off, even though I was rear ended at 25mph, and the scooter skidded down the road on it's side- I thought it would be a simple case of cosmetic repair and to replace a few broken parts, such as the indicator, and broken brake lever, but unfortunately, because the parts were hard to find and source ( they never sold many Piaggio X10 scooters here in the UK) and the cost of labour was too high, they wrote it off....

Still with the payout, I managed to buy a decent 2012 Vespa GTS super sport!
Graham
Hooked
Triumph tiger 955. Classic vesps
Joined: 30 Jan 2013
Posts: 184
Location: londinium
Wed Feb 12, 2020 3:32 am quote
Hi

I,ve straightened out scooters far far worse than that as some people on this forum will attest to.
Possible the fork stem is slightly bent.
if you want someone to look at it Lawrence at Scootech 0208 9834111
Addicted
150 Sprint Veloce,Vespa GTS 300
Joined: 22 Feb 2010
Posts: 1002
Location: St Neots Cambridgeshire England
Wed Feb 12, 2020 3:33 am quote
Gedmunds wrote:
Sorry to hear about your crash mate and hope you get it sorted out, one thing I would say though, change your location, post code makes it easy for a thief to come find the replacement. Good luck
Agreed, I'm afraid the GTS is a well sort out scooter for ragamuffins out there!

Graham
Hooked
Triumph tiger 955. Classic vesps
Joined: 30 Jan 2013
Posts: 184
Location: londinium
Wed Feb 12, 2020 3:34 am quote
Just took a second look and can confirm the fork stem is bent to one side.
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 3:42 am quote
louswheel wrote:
Gedmunds wrote:
Sorry to hear about your crash mate and hope you get it sorted out, one thing I would say though, change your location, post code makes it easy for a thief to come find the replacement. Good luck
Agreed, I'm afraid the GTS is a well sort out scooter for ragamuffins out there!

Graham
What or who is a "ragamuffin"?
Addicted
150 Sprint Veloce,Vespa GTS 300
Joined: 22 Feb 2010
Posts: 1002
Location: St Neots Cambridgeshire England
Wed Feb 12, 2020 3:51 am quote
Attila wrote:
louswheel wrote:
Gedmunds wrote:
Sorry to hear about your crash mate and hope you get it sorted out, one thing I would say though, change your location, post code makes it easy for a thief to come find the replacement. Good luck
Agreed, I'm afraid the GTS is a well sort out scooter for ragamuffins out there!

Graham
What or who is a "ragamuffin"?
A ne'er-do-well mate!

Graham
Addicted
150 Sprint Veloce,Vespa GTS 300
Joined: 22 Feb 2010
Posts: 1002
Location: St Neots Cambridgeshire England
Wed Feb 12, 2020 3:56 am quote
Or..
A cad, a scoundrell, or scallywag!

Graham
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 4:08 am quote
... sometimes this forum is scary ...
(...i understand, they are untranslatable dialectal terms...but not a compliment)
Ossessionato
2009 GTV250 (Gone), 2003 Inder trailer, 2001 BMW R1100RT
Joined: 24 Jun 2009
Posts: 4135
Location: Santa Cruz California
Wed Feb 12, 2020 4:25 am quote
Or miscreant, rascal, reprobate.
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 4:30 am quote
Miguel wrote:
Or miscreant, rascal, reprobate.
... ooooh ..! Yes, now i understand, how long did it take?
I will add the term to my list of "unconventional" terms, thanks Miguel...muy obligado.
Unfortunately this does not repair the Vespa but I think the repairer's phone number is the only alternative.
Lurker
Vespa gts 300 supersport abs
Joined: 09 Feb 2020
Posts: 2
Location: Tw1 3tp
Wed Feb 12, 2020 4:32 am quote
thanks for all your help.
especially regarding the postcode, rookie mistake!

as my morning goes from bad to worse as feared I only have 3rd party insurance so looks like its gonna cost me to get this working again.

I spoke to the guys at 'The London Scooter Bodyshop' and I'm going to try and take it up there on Friday, failing that I will speak to scootertech (thanks for the contact)

fingers crossed there can be some repair without a full body replacement, even if it looks ugly I just need the bike to get to work, I can't hack the commute otherwise! but I'm not holding out much hope now.


any other scooter body shops recommendations in south London?
Molto Verboso
2018 GTS300 Super Sport - Donatello Vespace
Joined: 22 Dec 2012
Posts: 1352
Location: Toronto, Ontario Canada
Wed Feb 12, 2020 4:33 am quote
The great news is that YOU ARE OK. A member on this forum, recently did a similar repair himself, but I would tend to agree with he others that this may be deemed a write-off by your insurance.
eeee-bip
Benelli TNT 125/Kymco AK550 I don't care. You can quote me.
Joined: 15 Apr 2008
Posts: 17704
Location: South East Great England of Britishland
Wed Feb 12, 2020 5:20 am quote
Sling
Write it off and put it down to experience.

Bill x
Hooked
2008 GTS250, 2009 S150, 2017 GTS300Super, 2006 GT200
Joined: 18 Oct 2014
Posts: 266
Location: Houston
Wed Feb 12, 2020 5:41 am quote
What a terribly sad post. Beautiful bike. Another reminder of how quickly things can happen. If this were my bike I’d be on the net today ordering a new body. I’d deliver said body to the paint shop and then take on the task of building myself a new bike. In under a month you could be rolling again for less than buying a brand new bike. Sorry to hear about you having only third party insurance. I think that means you’re on your own so if I’m understanding correctly your only options are fixing this one or buying a new one.
eeee-bip
Benelli TNT 125/Kymco AK550 I don't care. You can quote me.
Joined: 15 Apr 2008
Posts: 17704
Location: South East Great England of Britishland
Wed Feb 12, 2020 5:46 am quote
PLus
Fully Comp every time because there are more than enough idiots out there trying to kill you.

Learn from this. That's my tip.

Bill x
Veni, Vidi, Posti
Lx 50 4T, GTS 250, Something Chinese
Joined: 21 Feb 2011
Posts: 7709
Location: KS USA
Wed Feb 12, 2020 6:47 am quote
The insurance will probably consider it a total loss. And they will issue you a salvage or rebuit title. Either case you are not going to be able to have full coverage on the scooter again.
So this is not likely going to increase your premium too much
Do you have a place to keep the scooter for extra parts?

I have been in this situation before and I chose to file a claim buy it back for $700 and have it rebuilt.

Get the insurance adjustor take a look at it. Then you're going to have a better idea of what your choices are. Like it's been said here on this thread, it's up to you to accept the offer and sign on the dotted line.
Veni, Vidi, Posti
'07 LX150 (Sold), '17 GTS300, '16 BV350, '15 EN650, '09 FXDF
Joined: 26 Jul 2017
Posts: 5397
Location: Home of the Alamo
Wed Feb 12, 2020 6:53 am quote
I side with what’s been said above. Sadly, your scoot is most likely toast. Glad you weren’t hurt and best of luck getting things sorted out.
Veni, Vidi, Posti
2007 LX150 2015 GTS 2013 BV 350
Joined: 13 Sep 2012
Posts: 8951
Location: Fond du Lac, Wisconsin
Wed Feb 12, 2020 8:46 am quote
Miguel wrote:
Or miscreant, rascal, reprobate.
Toerag, perhaps?

Erm, yeah...body damage is significant, and thinking your steering column may be bent as well.
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 9:02 am quote
... as i said having the frame entirely in sheet metal is not always an advantage ... but if we have to think that life is always a whole risk we would never live and then we buy beauty and hardly matter. Choices ...
Sorry, today i'm sad.
Ossessionato
2009 GTV250 (Gone), 2003 Inder trailer, 2001 BMW R1100RT
Joined: 24 Jun 2009
Posts: 4135
Location: Santa Cruz California
Wed Feb 12, 2020 9:37 am quote
fledermaus wrote:
Miguel wrote:
Or miscreant, rascal, reprobate.
Toerag, perhaps?
Hah! Rapscallion.

Personally, I wouldn’t risk riding it. The mechanical integrity is compromised.

What is third party insurance? We don’t use that term in the US.

Miguel
Veni, Vidi, Posti
GTS 300ABS, Buddy 125, Buddy Kick 125
Joined: 29 Dec 2007
Posts: 11037
Location: Oregon City, OR
Wed Feb 12, 2020 9:47 am quote
Gingermonkey wrote:
I spoke to the guys at 'The London Scooter Bodyshop' and I'm going to try and take it up there on Friday, failing that I will speak to scootertech (thanks for the contact)

fingers crossed there can be some repair without a full body replacement, even if it looks ugly I just need the bike to get to work, I can't hack the commute otherwise! but I'm not holding out much hope now.
Well, the metal legshield is the one part of the frame that can be replaced without replacing the entire monocoque frame. That presumes that there is no damage to the steering or front suspension. Still a bunch of labor and paint work, so it depends on what kind of a quote you can get.

https://www.sip-scootershop.com/en/products/legshield+piaggio+_pi6722835
Ossessionato
Yamaha Tricity 155 Urban 2019 - MV Agusta 125 RS 1956 - Moto Guzzi Airone 250 Sport 1951
Joined: 21 Jul 2007
Posts: 2555
Location: Latina (Italy)
Wed Feb 12, 2020 9:48 am quote
Miguel, maybe it's what we call Kasko in Italy:

"In the event of an accident with fault, the motor liability insurance, mandatory by law, protects you from damage caused to third parties, but does not provide for any form of refund for your vehicle. By choosing the Kasko policy you can increase your standard coverage level because, even in the event of an accident with fault, you will protect your car from damage suffered in these circumstances:

Collision with another vehicle.
Impact against mobile and fixed obstacles.


The Kasko guarantee does not cover damage caused by atmospheric agents (hail, landslides, floods), vandalism or by fire and explosion."

It is paid separately from compulsory insurance RCA.

Last edited by Attila on Wed Feb 12, 2020 9:51 am; edited 1 time in total
eeee-bip
Benelli TNT 125/Kymco AK550 I don't care. You can quote me.
Joined: 15 Apr 2008
Posts: 17704
Location: South East Great England of Britishland
Wed Feb 12, 2020 9:50 am quote
Simple
They are covered for the damage you have caused to them. You are not.

Bill x
Ossessionato
2009 GTV250 (Gone), 2003 Inder trailer, 2001 BMW R1100RT
Joined: 24 Jun 2009
Posts: 4135
Location: Santa Cruz California
Wed Feb 12, 2020 10:13 am quote
Re: Simple
Bill Dog wrote:
They are covered for the damage you have caused to them. You are not.

Bill x
Got it. So GingerMonkey's insurance would pay to any of the damage done to the scaffolding he hit on the truck but not for damage to their Vespa. In the US, we call coverage for your own vehicle Collision Coverage and it is indeed an extra cost. I always get it too.

And thanks Attila.

Best
Miguel
eeee-bip
Benelli TNT 125/Kymco AK550 I don't care. You can quote me.
Joined: 15 Apr 2008
Posts: 17704
Location: South East Great England of Britishland
Wed Feb 12, 2020 10:14 am quote
Sips
Back of the net.

Bill x
Scooting the Ozarks is a scooter rally held in Eureka Springs, Arkansas offering riders scenic twisty rides, poker run, and more.   Vespa Wasp Pin Badges   Scooter Parts Company
Post Reply    Forum -> General Discussion
[ Time: 0.1813s ][ Queries: 25 (0.0210s) ][ Debug on ]