Howdy All,
This is for general info and/or advice if you've gone through something similar...
I just found out that the insurance company is totalling my 2006 GT200 after last week's crash. Last month I paid $5300 out the door with 10 miles on the odometer. I laid it down with 240 miles on the od. The insurance company values the scoot at $4400. Damage appears cosmetic - their first evaluation was that the scooter is safe and rideable and the repair relatively easy. However, because the body work requires replacement of the entire frame, the insurer is obligated under Hawaii State Law to designate it for salvage. They cannot have it fixed by a body work shop because its structual. So the same, tough mono-coque construction that saved the scooter in the crash has condemned it under HI law. Alas. The GT's title will carry the salvage designation until the scooter is completely rebuilt or the scooter is recycled as a soup can.
What passes for good news here is that the scooter can be re-registered to operate on the road as a rideable salvaged vehicle. My cost to do so is the $450 that a salvager was willing to pay the insurance company for the condemned scooter, plus $150 to have it recertified. After that and wrist surgery, I'll be back on the road.
The insurance company is issuing a check for $3,700 (estimated value minus $250 deductible minus $450 salvage). I'll pay a licensed salvage inspector $150 for the certification. If it doesn't pass, then I'll have a nearly brand new parts scooter.
Sorry I don't have pictures of the scoot at hand. I'll post some after I retrieve the scooter from the dealer. I might need advice on the repairs.
Until then, ride safely.