Yes, it's all of those things. Experience, practice, and training is the answer.
For our American cousins, every moped and motorcycle rider without the proper bike licence must take
compulsory rider training before being allowed to ride unaccompanied on the roads of the UK. It dramatically reduced the number of road traffic incidences and injuries and death on our roads when this scheme was introduced.
Note: we don't recognise road traffic accidents as accidents in the UK. Someone is always to blame, even if it's a mechanical failure of some kind. It can 99.99% of the time be traced back to some individual or process somewhere. We treat most road "accidents" like aviation "accidents" in as much as there is no such thing as an accident. We therefore call them Road Traffic Incidents (RTI).
I'm guessing it's just your inexperience that led you to fall off the bike, so it would go down as your fault. It's not an accident. 51% of all RTI's in the UK don't involve any other rider or vehicle/s. It's down to the riders poor judgement or inexperience. Hope you heal fast or have already healed.
All scooters are safe, it's just the way they are ridden that makes them unsafe or not! Safety is almost completely in your hands if you ride as though you are invisible and ride defensively. Whether you have two wheels or more makes little difference in my book. I've known people to just fall off an MP3 bike whilst doing 40mph. There are videos on line showing this happening. It happened due to the riders inexperience at riding that bike. The four wheel jobbies are not in my mind proper bikes although I haven't ridden one yet. But they do have their own niche market.
Good luck and let us know how you get on with scooter choice.
⚠️ Last edited by Stromrider on UTC; edited 3 times