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@lilipixi avatar
UTC

Member
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
 
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@lilipixi avatar
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
UTC quote
Hello
Does anyone own a Piaggio Ape in NY and was successful in getting liability insurance on it? I've been trying and called many different companies (collectors and traditional) with no luck.
Thank you
@birdsnest avatar
UTC

Not So Moderator
VNB VSC VSX Li150 09C C125 - (vmb vse v9b)
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Location: Hustletown, TX
 
Not So Moderator
@birdsnest avatar
VNB VSC VSX Li150 09C C125 - (vmb vse v9b)
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Location: Hustletown, TX
UTC quote
Haggerty would be worth a shot
@sdjohn avatar
UTC

Johnny Two Tone
'15 GTS300, '86 PX125EFL, '66 VBB, '01 ET4
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Location: San Diego, CA
 
Johnny Two Tone
@sdjohn avatar
'15 GTS300, '86 PX125EFL, '66 VBB, '01 ET4
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Posts: 9063
Location: San Diego, CA
UTC quote
Hagerty will make you store it in a locked garage, which might be a concern in NYC...
OP
@lilipixi avatar
UTC

Member
1983 Piaggio Ape 501
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Location: New York City
 
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@lilipixi avatar
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
UTC quote
Thank you for your response! I have tried Hagerty without luck. They told me they "do not insure three wheels". Only with some exceptions to people who have been with them a long time or have multiple vehicles with them.
I put out a bunch of quotes. I am hopeful with one but also have a high doubt they will do it. Fingers crossed that they will. I love this little lady!
@dirty30dillon avatar
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Enthusiast
Yes
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Location: CT
 
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@dirty30dillon avatar
Yes
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UTC quote
People privately own and operate the 3-wheeled interceptors that the police auction off. It has to be regged as a motorcycle I believe and there's no reason why they shouldn't insure.
OP
@lilipixi avatar
UTC

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1983 Piaggio Ape 501
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Location: New York City
 
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@lilipixi avatar
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
UTC quote
The funny part is I have it registered via Vermont as a motorcycle without issue. I have tags for it. I want to transfer the plates to NY but in order to do so they need proof of insurance (NY is crazy about insurance). I hit a wall. But you do raise a great point how are they registered privately and who does it! Great question. Thank you for opening up that door for more research possibly another path.
I do own a small business (LLC) and eventually want to transfer it over to the business for use at pop up events.
@swiss1939 avatar
UTC

Ossessionato
P208, Stella VMC Stelvio 187, Stella 150, VNX1T, V9A1T, V9B1T, 02 Sportster XLH1208
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Location: Staten Island, NY
 
Ossessionato
@swiss1939 avatar
P208, Stella VMC Stelvio 187, Stella 150, VNX1T, V9A1T, V9B1T, 02 Sportster XLH1208
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Location: Staten Island, NY
UTC quote
Hope you are able to figure it out. I thought hagerty would do it.

I would love to see this in person some time. Never ridden in one before.
@sdjohn avatar
UTC

Johnny Two Tone
'15 GTS300, '86 PX125EFL, '66 VBB, '01 ET4
Joined: UTC
Posts: 9063
Location: San Diego, CA
 
Johnny Two Tone
@sdjohn avatar
'15 GTS300, '86 PX125EFL, '66 VBB, '01 ET4
Joined: UTC
Posts: 9063
Location: San Diego, CA
UTC quote
It's weird that Hagerty won't do 3 wheels but will happily do 2 or 4.
@birdsnest avatar
UTC

Not So Moderator
VNB VSC VSX Li150 09C C125 - (vmb vse v9b)
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Posts: 10537
Location: Hustletown, TX
 
Not So Moderator
@birdsnest avatar
VNB VSC VSX Li150 09C C125 - (vmb vse v9b)
Joined: UTC
Posts: 10537
Location: Hustletown, TX
UTC quote
sdjohn wrote:
It's weird that Hagerty won't do 3 wheels but will happily do 2 or 4.
I wonder if they get confused and think 3 Wheels = ATV? 3 wheel ATV's were super high risk. Hmmm...
May be worth calling them and clarifying what is. Of course you would probably have to get to a supervisor or senior staffer to make any headway.
OP
@lilipixi avatar
UTC

Member
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
 
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@lilipixi avatar
1983 Piaggio Ape 501
Joined: UTC
Posts: 6
Location: New York City
UTC quote
Yes I've spoken to them on the phone after filling out the quote form and have chatted with them. I actually have a house with a driveway I store it in. (Rare in NYC). They did ask their underwriting people. I'm not sure why. It's basically a covered Vespa with three wheels and a flatbed.
UTC

parallelogramerist
Joined: UTC
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parallelogramerist
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UTC quote
Tell the insurance company that you ride it around on two wheels most of the time.
@scooterist avatar
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Molto Verboso
71' Sprint Veloce , 05' Vespa PX150, 1978 P200E
Joined: UTC
Posts: 1624
Location: Tucson, AZ
 
Molto Verboso
@scooterist avatar
71' Sprint Veloce , 05' Vespa PX150, 1978 P200E
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Posts: 1624
Location: Tucson, AZ
UTC quote
Progressive.
⬆️    About 2 years elapsed    ⬇️
@tommymoyes avatar
UTC

Member
Piaggio Ape
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Posts: 26
Location: San Diego
 
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@tommymoyes avatar
Piaggio Ape
Joined: UTC
Posts: 26
Location: San Diego
UTC quote
I have an 1982 Ape in California and got insurance via USAA, who partners with Progressive.

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