$100 CAD
You can't beat this jacket for visibility, and riding comfort in hot weather. The mesh panels give you lots of ventilation. Fully armoured (back, shoulders, elbows) and has some reflective piping.
I'm 5'8" with long arms and wear a size 12 - this jacket fits me well.

Two exterior pockets, and one interior pocket.

Sadly, GoGo Gear is no longer making these women's jackets, so grab one while you can.

front view

Cuffs button, and can be turned up

two external zippered pockets, one smallish inside velcro pocket

Reflective piping. Fully armoured (back, shoulders, elbows)