Modern Vespa

I'm moving to NY. I'll need to get moto and renter's insurance.

I currently use State Farm through Erika Novoa in California. Can anyone recommend a company/agent in New York?

Thanks!

NY City? or upstate?

Progressive, for me - x3. Less than $100/year/scooter.

However, my scooters are 2008/2009 models, liability only, and are garaged in a northern suburb.

NYC

I use State Farm and have been happy.

I'm in Rochester and pay about $300/year for full coverage via Progressive. In NYC however, you're likely to pay through the nose because of the relative theft rates.

I got better rates from Geico than Progressive but that was in the Hudson Valley. Still have Geico here in Delaware.

I am at $275/yr full coverage in Westchester.

In NYC, have had GEICO for the last 14 yrs. Used to be $278 but now it is $400 for the year.
I have a clean driving record & no tickets for speeding or other moving violations.
What I have found is doesn't matter if you are all clean and sober the insurance companies will gouge you because they can.
One would think that based on driving records and past claims filed (none in my case) one would get a discount over time, doesn't happen ever.

What I would suggest is take the defense driver course and get a discount of 10-15%.
But in general expect to pay anywhere between $350-$600 depending on who you go with. When I shopped around it was six or half a dozen of the other.

baba12,

I am an insurance agent. Premiums are going up crazy. Auto/Scooter repair parts are up 50% in just two years. Look at inflation, gas, food, every damn thing is up.

Also, the insurance industry is allowed by State Insurance Commissioners to dial in a 10% profit - just like gambling casinos control slot machine pay outs.

My problem, the rates are so high, there may be as many as 30% of the population driving around without insurance. So be careful out there. Big up tick in my insureds reporting the car that hit them just takes off.

Bob Copeland

I have never had a claim on any of my vehicles, and never had a speeding ticket. I also have completed motorcycle safety course, and defensive driving course.

nope

how do you find independent brokers and know which one is good or not. More importantly does one pay a fee to the broker or they get paid by the insurance companies. I have never used a broker so I have no idea of how that works.Back in 1991 when I first got insurance on my motorcycle, I had my Professor at school help me get insurance from a local company in Champaign IL, then when I moved to Cambridge MA in 92, there was local branch of State Farm insurance company that had a storefront close to where I lived & they insured the bike. When I moved to NYC I just got GEICO. That has been my story but I would like to see if I can find a broker and get something better...
The Future price of Fear is always overpriced, hence insurance companies thrive..

nope

I'm a 70 year old with a perfect driving record(currently drive school bus) and have a 2014 GTV 300 and a 2018 GTS and pay a total of $118 yearly with Progressive.