Unfortunately I have one of those jobs where I need to wear a suit and tie. I ride my Vespa several miles each day to and from my commuter train station to go to my job in NYC.
In the warm weather I take my chances and just ride with the suit & tie, no armor.
Once the weather turns colder, I would want to wear an outer jacket, preferably designed for scooters/motorcycles, and preferably with padding in the right places. But the short-waisted jackets out there with reflective material just don't look right with a business suit. Ideally, I would want a dark colored long coat with padding that is boring and conservative enough to wear with a suit. Even more ideally, it would be water resistant for drizzly days (I wouldn't take the Vespa in an all-out rainstorm wearing a suit!)
Does anything like this coat exist?