OP
@rickyk22 avatar
UTC

Hooked
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
 
Hooked
@rickyk22 avatar
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
UTC quote
Anyone have suggestions for good insurance? I have checked with progrissive and geico.
@davidr5 avatar
UTC

Addicted
Scooter free for the moment
Joined: UTC
Posts: 679
Location: Boulder, Colorado
 
Addicted
@davidr5 avatar
Scooter free for the moment
Joined: UTC
Posts: 679
Location: Boulder, Colorado
UTC quote
If you have other things that you insure (car? home? ....) you might just go to them. That is often the painless way to go both in price and hassle factor.
@knight_train avatar
UTC

Ossessionato
2017 BMW R1200GS and 2010 Vespa GTS 250 (shared)
Joined: UTC
Posts: 4213
Location: San Diego
 
Ossessionato
@knight_train avatar
2017 BMW R1200GS and 2010 Vespa GTS 250 (shared)
Joined: UTC
Posts: 4213
Location: San Diego
UTC quote
Like A Good Neighbor
Well,

I would try State Farm. They write my houses, my cars and my scooters. I think you would find them reasonable.
OP
@rickyk22 avatar
UTC

Hooked
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
 
Hooked
@rickyk22 avatar
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
UTC quote
Yeah. That's what I figured. I just wasn't sure if they had any collectable insurance for scooters.
@stanny avatar
UTC

Molto Verboso
2007 GT200L Graphite Black
Joined: UTC
Posts: 1869
Location: Fayetteville, AR
 
Molto Verboso
@stanny avatar
2007 GT200L Graphite Black
Joined: UTC
Posts: 1869
Location: Fayetteville, AR
UTC quote
I just bought a policy from State Farm last week. It was very reasonable, given I have my house and cars with them.
OP
@rickyk22 avatar
UTC

Hooked
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
 
Hooked
@rickyk22 avatar
2002 PX200
Joined: UTC
Posts: 227
Location: Long Island, NY
UTC quote
Yeah, I got a rate from progressive and it was around $260/year and that was for the highest coverage in everything and all the frills.
@zippy avatar
UTC

Hooked
Dragon Red LX 150 (Hillary)
Joined: UTC
Posts: 450
Location: Alpena, Michigan, USA
 
Hooked
@zippy avatar
Dragon Red LX 150 (Hillary)
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Posts: 450
Location: Alpena, Michigan, USA
UTC quote
State Fame does me good.

Paul
@alice avatar
UTC

Molto Verboso
ET4
Joined: UTC
Posts: 1681
Location: Southern California
 
Molto Verboso
@alice avatar
ET4
Joined: UTC
Posts: 1681
Location: Southern California
UTC quote
I've been with AAA for years. Never had any vehicle related claims, but they paid quick and without any hassle with a homeowner's claim a few years back. I don't have any complaints about their customer service, either.

I agree with the others ... it's more convenient to have all your policies with one company (usually cheaper, too).
UTC

Member
Dragon Red LX150
Joined: UTC
Posts: 14
Location: Malibu/Downtown LA
 
Member
Dragon Red LX150
Joined: UTC
Posts: 14
Location: Malibu/Downtown LA
UTC quote
Zippy wrote:
State Fame does me good.

Paul
ditto
@orange_s150 avatar
UTC

Molto Verboso
S 190. Custom VNB 150
Joined: UTC
Posts: 1485
Location: CT
 
Molto Verboso
@orange_s150 avatar
S 190. Custom VNB 150
Joined: UTC
Posts: 1485
Location: CT
UTC quote
i found gieko to be the cheapest for just libality for my scoot, with a 19 year old driver.
@irishtim avatar
UTC

Ossessionato
2005 Genuine Stella 150, 2008 Genuine Buddy, 2013 Piaggio BV 350, 2014 Piaggio Fly 150 3v
Joined: UTC
Posts: 3836
Location: Cleveland, Ohio US of A
 
Ossessionato
@irishtim avatar
2005 Genuine Stella 150, 2008 Genuine Buddy, 2013 Piaggio BV 350, 2014 Piaggio Fly 150 3v
Joined: UTC
Posts: 3836
Location: Cleveland, Ohio US of A
UTC quote
Find an agent who rides. Your dealer should be able to give you some names.
@paul_s avatar
UTC

Member
Lx150
Joined: UTC
Posts: 23
Location: Seattle
 
Member
@paul_s avatar
Lx150
Joined: UTC
Posts: 23
Location: Seattle
UTC quote
I've had Safeco (which I think now is Liberty Mutual) for years. I actually just had to file a scooter claim with them over a tipped over scooter and they were great to deal with.

But, I'd second what other's have said. If you have an auto policy somewhere else I'd ask that agent. You'll probably get a break on your premium.
@knight_train avatar
UTC

Ossessionato
2017 BMW R1200GS and 2010 Vespa GTS 250 (shared)
Joined: UTC
Posts: 4213
Location: San Diego
 
Ossessionato
@knight_train avatar
2017 BMW R1200GS and 2010 Vespa GTS 250 (shared)
Joined: UTC
Posts: 4213
Location: San Diego
UTC quote
Multiple Lines
Insurers generally discount policies if one carries multiple policies and multiple lines with that insurer. If one insures multiple vehicles, a home or apartment with that insurer the price will be lower than if one just insured one vehicle.

Some insurers I'm told further discount the policy if you have passed the MSF basic rider's course. State Farm does not in California and I suspect it does not anywhere else.
@scootmom avatar
UTC

Molto Verboso
'09 BV250, '02 ET2 '07 LX150
Joined: UTC
Posts: 1006
Location: Cedar Rapids, Iowa
 
Molto Verboso
@scootmom avatar
'09 BV250, '02 ET2 '07 LX150
Joined: UTC
Posts: 1006
Location: Cedar Rapids, Iowa
UTC quote
Re: Insurance
rickyk22 wrote:
Anyone have suggestions for good insurance? I have checked with progrissive and geico.
I just updated mine since I bought the BV250 recently, with West Bend Mutual. It's $112/yr with full coverage, $250 deductable, on a Home and Highway policy.

Don't know if they cover your area or not, but this has been a great company to work with in the past.
UTC

Banned
Joined: UTC
Posts: 2919
 
Banned
Joined: UTC
Posts: 2919
UTC quote
Foremost Insurance Co.

Wayne B
@ctl73 avatar
UTC

Hooked
GT-200
Joined: UTC
Posts: 216
Location: PA
 
Hooked
@ctl73 avatar
GT-200
Joined: UTC
Posts: 216
Location: PA
UTC quote
Progressive $108 per year
Chris
UTC

Member
2001 ET4
Joined: UTC
Posts: 19
Location: Scottsdale, AZ
 
Member
2001 ET4
Joined: UTC
Posts: 19
Location: Scottsdale, AZ
UTC quote
Just got my new scoot insured w/ Geico (I already have an auto policy with them). $260/year, for liability + comprehensive...I live in Arizona and I've never ridden a motorcycle before, so I think experience has a bearing on your cost.
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