stickyfrog wrote:
I can't remember if it was jim or al or someone else but one of the skokkers mentioned to me (we are planning an Italy trip for next year) about making sure I had the correct insurance. I forgot the particulars. Maybe one of them can weigh in. I know your question wasn't about insurance but the theft thing made me think to mention it. Hope you have a great trip.
As a result of the experience on the Bella Italia Rally (all arrangements made by a travel agent who was not "scooter savvy"), I have been checking this extensively, prior to any decisions about future Italy Rallies. I do not claim to know all the answers, but here's what I have been able to gather:
There is no such thing as the "correct" insurance. In Italy, as in many countries, renters assume a pretty hefty damage liability, and in some cases 100% theft liability. I've seen shops as low as 500 Euro (125cc), with the caveat that days lost rental ability and retrieval fees are extra. Pretty much for a 125cc scooter, 1,000 Euro "deductible" is the norm, and I have seen as high as 2,000. One shop shows a 2,000 Euro liability reducible to 1,000 at 12 Euro/day CDW fee. In short, all roads seem to lead to around 1,000 Euro. Most say that "negligence, violating the law or misconduct" leaves the renter with full liability.
The more expensive the machine, the higher the liability.
Some of the Rally folks said that they thought they could use the CDW protection on their Ultra high level credit cards. I checked by USAA Platinum Visa, and the free CDW specifically excludes "motorcycles and mini-vans".
In short, and several motorcycle touring sites say the same, if you are going to rent a PTW in Italy (or most of Europe) plan on a significant liability for damage and/or theft. Greece is one of the exceptions. The rentals for the Greek Islands rallies have a 270 Euro deductible at one shop and zero at the other.
If you need more info, Sticky, please feel free to PM.
Al